My $200K Lesson: What Overinvesting Taught Me About Respecting Money

I overinvested about $200,000 in building programs and learned a humbling truth: money is a relationship you must respect. Gratitude, clear boundaries, and aligned action matter. When you treat money with care, it shows up with care. When you leak energy, your results leak too.

Why does this matter if you’re searching for a business coach for health coaches

If you’re building a health coaching business, you already know strategy isn’t enough. Your words, your energy, and your daily actions create your outcomes. I learned this the hard way. I was generous, excited, and sure I could carry it all. I built twenty programs, platforms, and support structures for my community. The bill? Roughly $200K. I stretched myself thin and left myself in a stressful space. That was my wake-up call to respect money differently.

The real lesson behind the $200K

I could have spiraled into shame. Instead, I chose gratitude and clarity.

• I thanked the money that allowed me to invest in our community.
• I named the lesson: I had to respect money, not just make it.
• I adjusted how I spend, where I spend, and the energy I send out with every dollar.

I even named my money. Meet Fortune Fiona. It might make you smile, but it changed everything for me. When I write a big check, I say, “Thank you, Fortune Fi, for having my back.” Gratitude softens resistance and keeps my field clear. If I send money out resentfully, I draw back frustration. If I send it out with thanks, I invite more flow back in.

Money is a relationship. Are you respecting it?

You’re already in a relationship with money. Many of us picked up unconscious rules growing up: “Money isn’t mine,” “I have to beg for it,” or “There’s never enough.” Those programs run on your “hard drive,” and they override your mantras when you’re tired or stressed.

Try this:

• Write a new belief in your own words.
• Record it in your voice.
• Listen to it at night or before you fall asleep.

You’re reprogramming gently, the same way old stories were installed in the first place.

Where I found my leaks (and what I changed)

I was sending out lots of money with mixed energy. I also noticed “discordant” and “deficient” energy in relationships and operations. Small leaks create big outcomes over time.

• Subscriptions or expenses you don’t really use.
• Saying yes when your truth is no.
• Overgiving that leaves you depleted and resentful.
• Avoiding hard conversations keeps stress running quietly in the background

.I closed loops. I set cleaner boundaries. I returned a credit card I’d left open for my daughter’s convenience. I simplified events. I became particular about spending. That lifted the fog in my field and the fog in my books.

A simple cash-and-energy hygiene for health coaches

1) Name your money

It sounds playful on purpose. Joy helps you care for money instead of fearing it. Give it a name that makes you grin every time a deposit hits.

2) Gratitude for every dollar out and in

When you pay a bill, say thank you. When a $33 membership lands, say thank you. Gratitude tells your nervous system, “I am provided for,” and you’ll make cleaner choices from that state.

3) Close leaks fast

Open your statements. Cancel what you don’t use. Clean up the little things this week. Small hinges swing big doors.

4) Nightly reprogramming

Record the belief you are choosing:

“Money is mine. Money has always shown up for me. Thank you for being by my side.”

Listen on repeat as you fall asleep. You’re updating your “hard drive.”

5) Boundaries that honor your future

If a decision feels extractive or desperate, pause. Choose the generous long-game move that serves you and the collective.

When your energy is low, your enrollment will show

I shared on the call that after a major health crisis, my energy was cut in half. That round of the institute had half the enrollment. It wasn’t “market conditions.” It was my field. Everything in your business reflects your state. So, work on you first. Then take the action you’re avoiding.

Strategy meets action: a 7-day reset for health coaches

Day 1: Money friendship

Name your money. Write a short thank-you note to it. Yes, really.

Day 2: Leak audit

Cancel one expense you don’t use. Clean up one boundary you’ve been avoiding.

Day 3: Gratitude ledger

Track every dollar in and out for one day and speak gratitude out loud.

Day 4: Offer clarity

Write your offer in one sentence. Cut the fluff. What result, for whom, by when?

Day 5: Connection, not perfection

Message five warm contacts. Offer value, not a pitch. Listen for needs.

Day 6: One brave ask

Invite one person into your paid container. Clear, kind, specific.

Day 7: Review and recommit

What shifted? Keep what worked. Drop one thing that drains you.

For searchers of a business coach for health coaches: how I coach money and meaning

I lead with transparency, gratitude, and aligned action. We identify and address your energy leaks, then craft clear offers and facilitate courageous conversations. We respect money, so it can respect you. If that’s the kind of guidance you want, start with the systems that match this philosophy.

FAQs

How do I respect money without becoming frugal or fearful?

Respect is not a restriction. It’s awareness. Thank every dollar, choose on purpose, and stop the leaks. You’ll feel lighter and still invest in what truly matters.

What if I overinvested like you did?

Own it, thank it, learn from it. Then tighten your boundaries and your message. Gratitude closes shame loops so you can move forward cleanly.

How can I shift long-held money stories?

Record your new belief in your own voice and play it at night. Pair it with small daily actions that prove a new pattern to your nervous system.

I’m exhausted. Should I launch anyway?

Low energy creates low enrollment. Restore your state first. Close leaks, breathe, get back to basics, then launch from a coherent place.

What’s one action I can take today?

Pick one leak and close it. Cancel, clarify, or complete. Then send one brave, kind invitation to a real person.

Your next step

Money is a mirror. When you honor it, it honors you. Start your 7-day reset, clean up one leak, and send one brave ask today. And if you want the heart behind this lesson, here’s the replay again: Leadership Call 8/21/25.